To put it simply, life insurance protects those who depend on your paycheck. If you die prematurely, life insurance provides your dependents with ongoing income to replace yours, until (or unless) they can live comfortably without it. It can also provide a timely emergency fund for medical, legal, and funeral costs, should family savings not be adequate to cover them.

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Disclaimer: This is not health insurance; the dental discount plan provides discounts from dental providers. The dental discount plan does not make payments directly to the providers of health care. The member will be required to pay for all dental treatment but will receive a discount from those providers that accept Health Networks of America’s Discount Dental Plan. Health Networks of America can be reached at 1-877-335-7526.